I didn't know about the course- I will look into that- and wow, KayC,your circumstances are so similar to mine! I didn't have the medical bills, since my husband passed quickly and unexpectedly, but he did leave me with a significant amount of debt and a condo with more on the mortgage than it's worth. My commute is (was?) close to that as well, and I would spend 3-5 hours per day commuting, then at the office, on call weekends and evenings.
I wish I could retire, but am only 45, so I have a way to go. I am going to take a few days before I try to start figuring out what's next though.
An unexpected blessing tonight- I wound up with a house full of people who love me that I didn't even ask to come over. They all said they felt I needed them. So weird but wow... I needed that!
I am going to check out a bunch of the other threads. I'm so grateful to have found a place where I can "talk" and "listen" to people walking this awful path!